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Stamp Duty Calculator Australia

Calculate property stamp duty (transfer duty) for any Australian state or territory. Includes first home buyer concessions and investment surcharges.

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Australian Stamp Duty Calculator

Estimate stamp duty for property purchases across Australian states and territories.

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Australian Stamp Duty Calculator — All States & Territories

Stamp duty (also called transfer duty) is a state government tax paid when you purchase property in Australia. Rates vary significantly between states and territories, and concessions are available for first home buyers in most jurisdictions.

How Stamp Duty is Calculated

Stamp duty is calculated on a sliding scale based on the property's purchase price or market value (whichever is higher). Each state has its own rate brackets, which means the same property can attract very different stamp duty depending on where it's located.

State-by-State Overview (2025-2026)

Victoria: Rates range from 1.4% to 6.5%. First home buyers are exempt on properties under $600,000 and receive a reduced rate up to $750,000. A premium duty rate applies to properties over $960,000.

New South Wales: Rates range from 1.25% to 7%. First home buyers are exempt on properties under $800,000. NSW also offers a choice between stamp duty and an annual property tax for some purchases.

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Queensland: Rates range from 1.0% to 5.75%. First home buyers receive concessions on properties under $550,000, with full exemption under $500,000.

Other States: SA, WA, TAS, ACT, and NT each have their own rate schedules and first home buyer concessions. The ACT is gradually abolishing stamp duty in favour of higher land tax.

First Home Buyer Concessions

Every Australian state offers some form of stamp duty relief for first home buyers. These typically include full exemptions below a threshold, scaled concessions up to a higher threshold, and the separate First Home Owner Grant (FHOG) of $10,000–$30,000 depending on the state.

Foreign Buyer and Investment Surcharges

Most states impose additional surcharges on foreign buyers (typically 7-8%) and some apply premium rates for investment properties. These surcharges are added on top of the standard stamp duty rate.

Important Disclaimer

Stamp duty rates change frequently. This calculator provides estimates based on publicly available rate schedules. Always consult a conveyancer or solicitor for exact calculations before making a property purchase.

Frequently Asked Questions

How much is stamp duty in Victoria?
Stamp duty in Victoria ranges from 1.4% to 6.5% of the property value. For a $700,000 primary residence, you would pay approximately $31,070. First home buyers are exempt on properties under $600,000.
Do first home buyers pay stamp duty?
First home buyers receive significant concessions in all Australian states. Most states offer full exemptions below a certain property value threshold (e.g., $600,000 in VIC, $800,000 in NSW) and reduced rates up to a higher threshold.
When is stamp duty due in Australia?
Stamp duty is typically due within 30 days of settlement in most states. Some states allow it to be paid at settlement. Your conveyancer or solicitor will usually handle the payment as part of the settlement process.
Is stamp duty tax deductible?
Stamp duty is not tax deductible for your primary residence. However, if you purchase an investment property, stamp duty can be included in the cost base for capital gains tax purposes, reducing your CGT liability when you eventually sell.
What is the difference between stamp duty and land tax?
Stamp duty is a one-off tax paid at the time of purchase. Land tax is an annual tax on the value of land you own (excluding your primary residence in most states). The ACT is gradually transitioning from stamp duty to higher land tax rates.

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